By the MinglyLink team Updated 10 min read Selling guide

How to Sell on Instagram (2026): 3 Methods Compared

There are three ways to sell on Instagram in 2026: tag products with Instagram Shops, where checkout now happens on your own website; send followers to a shop on the page behind your bio link; or take orders by DM or WhatsApp. Shops needs a website and a supported country. The other two work for anyone, anywhere.

Below: the three methods side by side, how each works step by step, how to take payment and ship, what it all costs, and which method fits which kind of seller.

The 3 methods at a glance

Three ways to sell on Instagram (checked 26 September 2026)
Method What you need Where people pay Typical cost Best for
1. Instagram Shops (product tags)A website that sells the products, a supported country and an Instagram professional account3, 2On your own website; Meta stopped processing payments for Shops in 20251Your website or store plan, plus payment-processing feesBrands that already run an online store
2. A shop on your bio linkA link-in-bio tool with a shop, and a payment methodOn the bio page: the tool’s own checkout or your payment linkFrom $0; platform fees from 0% to 12% per sale depending on the tool and plan10, 8, 9Creators and small shops without a website
3. DM and WhatsApp ordersA way to take payment (payment link, bank transfer or cash on delivery)By hand in the chatPayment-processing fees only; your timeMade-to-order items and your first few sales

Method 1: Instagram Shops and product tags

Instagram Shops lets you build a catalogue and tag products in posts, Reels and stories. What changed: as of September 2025, Shops on Instagram and Facebook use website checkout, and Meta has discontinued payment processing for Shops[1]. Buyers tap a tagged product, see it inside Instagram, and complete the purchase on your website.

To qualify, your professional profile must list products that can be bought directly from your website, on a single domain you may need to verify; you need a visible refund and return policy; and your business must be in a supported market[3]. The full experience is available in the US; Canada, Mexico, France, Germany, Italy, Spain, the UK, Australia, India, Japan, South Korea, Taiwan and Thailand are in open beta, and eight more countries get a limited version[2].

Meta is also testing a one-tap “Buy now” button after ad clicks, starting with PayPal and Stripe[4]. That is an ads feature, not a return of in-app checkout for Shops.

Choose this if you already run a website store (Shopify, WooCommerce and the like) and want product tags on your content. If you don’t have a website, Shops isn’t an option yet; methods 2 and 3 are.

Method 2: A shop on the page behind your bio link

Instagram lets you add up to five links to your profile[6]. Point the first one at a page that works as a shop: products with photos and prices, a way to order, and your other channels. Every post can then say “shop via the link in my bio”.

  1. Pick a tool with a shop. Options range from free plans with a per-sale fee to subscriptions: Stan Store costs $29 a month[7], Beacons takes 9% on its free plan[8], and The Leap takes 0%[9]. The link-in-bio fees table compares 15 tools.
  2. Add your products with clear photos, the price, sizes or options, and delivery information.
  3. Connect payment: the tool’s checkout, or your own payment link (Stripe, PayPal) or bank details.
  4. Put the page link first in your bio and mention it in captions, stories and Reels.
  5. Handle orders from the tool’s dashboard, and confirm each one to the buyer.

MinglyLink, which we make, works this way for free: a shop with a cart and orders, a booking calendar and your links on one page. 0% MinglyLink fee: you’re paid via your own payment link, processor fees only. It doesn’t have a built-in card checkout or automatic file delivery yet. Instagram also sells its own link page with up to 20 links in the paid Meta One Essential plan ($14.99 a month), but that is a list of links, not a shop[5].

The step-by-step guides: selling on Instagram without a website and how to lay out your bio-link shop. Comparing paid options? See Stan Store alternatives.

Method 3: DM and WhatsApp orders

The oldest method still works, especially for made-to-order and local sales: post the product, and write “DM to order” or add a WhatsApp button.

  1. Post the product with the price, sizes or options, and delivery area in the caption.
  2. Add a WhatsApp click-to-chat link to your bio or bio page, with a pre-filled message such as “Hi, I’d like to order…”. Our free WhatsApp link generator builds one, and this wa.me guide explains the format.
  3. When a message comes in, confirm the item, total with shipping, and delivery time.
  4. Send a payment link or bank details, or agree cash on delivery where that is normal.
  5. Keep a simple order log (a spreadsheet works) so nothing gets lost in the chats.

It costs nothing but your time, and it doesn’t scale: past a handful of orders a day, move the catalogue to a bio-link shop so people can browse and order without waiting for you.

How to take payment

  • Payment links (Stripe, PayPal and similar) work in every method: send one per order or put one on each product.
  • The tool’s checkout, if your store or link-in-bio tool has one. Check the platform fee per sale; it comes on top of card processing.
  • Bank transfer or cash on delivery, common for local sales in many countries. No processing fee, but you chase payment yourself.

Card processing typically costs about 2.9% + 30¢ per order in the US, whichever method you use.

Shipping and delivery

  • Show the shipping cost before people order, on the product or in the caption. Surprise costs kill sales.
  • State where you ship and how long it takes, and stick to it.
  • Use tracked shipping for anything valuable, and send the tracking link when the parcel leaves.
  • Digital products need a delivery method: automatic delivery from your tool, or a download link you send yourself.

Selling from Germany or Austria?

A business selling on Instagram in Germany or Austria needs an Impressum that visitors can reach within two clicks, for example on the page behind your bio link. Our German guide covers what goes in it, with a template: Impressum auf Instagram.

How much does it cost to sell on Instagram?

Instagram doesn’t take a cut, because it no longer processes payments for Shops[1]. What you pay:

  • A website store for Shops, or a link-in-bio tool: from $0 (free plans) to around $30 a month.
  • Platform fees per sale: 0% to 12% on free link-in-bio plans; Linktree, for example, takes 12% on its free plan[10].
  • Payment processing: about 2.9% + 30¢ per card payment in the US.
  • Shipping and packaging, which is often the biggest cost for physical products.

Which method should you use?

  • You already have a website store: set up Instagram Shops and keep a link to your store in your bio.
  • No website, a handful of products: a free bio-link shop. Build it once and every post can point to it.
  • Custom or local orders: DMs and WhatsApp, with a bio page listing what you make and your prices.

Most sellers combine them: the bio-link shop for browsing, DMs for questions, and Shops once a website exists. For a list of what to sell and how to present it, see selling digital products on Instagram and the free Shopify alternative.

Frequently asked questions

Can you still buy directly on Instagram?
No. Since September 2025 Shops on Instagram and Facebook use website checkout: Instagram shows your products, and buyers pay on your own website. Meta has discontinued payment processing for Shops, though it is testing a “Buy now” button on some ads.
How do I sell on Instagram for free?
Use a link-in-bio page with a free shop, or take orders by DM or WhatsApp. MinglyLink and The Leap have free plans that take 0% of sales; your payment processor still charges its fee. Instagram Shops needs a website, which usually costs money.
How much does it cost to sell on Instagram?
Instagram itself doesn’t take a cut, because it no longer processes payments for Shops. Your costs are your store or link-in-bio tool (from $0 to about $30 a month), any platform fee per sale (0% to 12% on free plans), payment processing (about 3% + 30¢ per order in the US) and shipping.
Which countries can use Instagram Shops?
The full Shops experience is available in the US. Canada, Mexico, France, Germany, Italy, Spain, the UK, Australia, India, Japan, South Korea, Taiwan and Thailand are in open beta, and eight more countries have a limited version. Selling through your bio link or DMs works anywhere.
Do I need a business account to sell on Instagram?
For Instagram Shops, yes: you need a professional account that represents your business and its website. For selling through your bio link or DMs, any account works, although a professional account gives you contact buttons.
How do I sell clothes on Instagram?
Show each piece on a person in Reels and carousels, list sizes and prices on your shop page, and state shipping costs and return rules before people order. Start with DMs or a bio-link shop, and add Instagram Shops once you run a website store.